Dog insurance – benefits included in the policy

Our policy includes standard cover of up to £12,500 for vet’s fees and third party liability. We only offer lifetime cover at Agria, so we will cover ongoing illnesses for the rest of your dog’s life. There are also optional benefits you can choose to add to your policy such as breeding risks cover and cover if your dog is lost or strays. We believe you should be able to tailor your policy to your needs, so you don’t pay for benefits you don’t need.

For a summary of what is covered, you can read the Insurance Product Information Document for the £12,500 cover product and the £6,500 cover product.

Read Full Terms & Conditions

Included cover options

Option 1

(Lifetime cover)

Option 2

(Lifetime cover)

Vet’s fees – this is the amount we will pay towards veterinary fees each year. When you renew your policy the full benefit you have chosen is reinstated

£12,500

£6,500

Advertising

Help towards finding your lost or stolen dog including the cost of advertising and offering a reward.

£1,500

£1,000

Third party liability

If your dog injures a third party you will be covered.
Note: there is a £250 fixed excess per claim received.

£3,000,000

£2,000,000

Travel expenses and accommodation

If your vet refers your dog to another vet for treatment the policy will pay out for travel and accommodation expenses each year.

£300

£300

£25 voucher towards your dog’s annual healthcheck or vaccination

We’ll send you a £25 voucher, each and every year, to help with the cost of veterinary healthchecks and vaccinations

Yes

No

Free access to The Pet Health Helpline

Telephone advice line (03333 32 19 47) staffed by veterinary nurses if you have any concerns over your pet’s health. Available 24 hours a day throughout the year.

Yes

Yes

Free membership to the Pet Professionals Community

Plus access to discount vouchers and online training courses for pet owners.

Yes

Yes

Free Pet24 Tag

Free access to the Pet24 recovery service – the fastest way to be reunited with your dog if it is lost or strays.

Yes

Yes

 

Optional cover

 

 

Death or loss from theft or straying

We will refund your pet’s purchase price if they are lost or stolen and not recovered within 45 days.

Note: This cover comes into force after you have held the policy for 10 days.

£2,500

£1,500

Boarding fees and holiday cancellation costs

Holiday cancellation and/or boarding fees / daily minding fees.

£3,000

£1,000

Breeding risks cover
Fertility examination and associated treatment, complications from gestation and birth including caesarean section, includes puppies up to 14 weeks old.

Death as a result of complications of pregnancy or birth, only if you also choose to add the optional death benefit to your policy.

Note: You will not be covered for any amount if your dog is under the age of 1 year at the time of whelping or within the first 12 weeks of this policy section.Breeding risks cover will only cover up to and including 4 pregnancies.

£1,000

 

 

 

 

 

£2,500

 

£1,000

 

 

 

 

 

£1,500

 

Overseas travel

The cover can be extended to cover your dog while temporarily abroad in a PETS travel scheme country.

Cover includes:

  • Emergency expenses
  • Money towards a replacement pet passport
  • Quarantine kennel costs

 

 

 

 

 

£500

 

£250

£2,000

 

 

 

 

 

 

£500

 

£250

£2,000