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Lifetime pet insurance is a policy that covers veterinary expenses for your pet throughout its life, with no annual or per-condition limits, as long as you renew the policy and pay premiums. It provides ongoing coverage for illnesses, accidents, and chronic conditions.

Whether a lifetime policy is worth it depends on your pet's health, breed, age, and your budget. It's generally considered as the highest level of comprehensive cover for your pet's entire life, but it often comes with a higher price. Consider if the higher price is worth it for peace of mind.

Yes, lifetime policies typically cover accidents, along with illnesses and chronic conditions, providing comprehensive cover for your pet's veterinary expenses throughout its life.

The cost of a lifetime policy can vary depending on factors such as your pet's age, breed, location and also the inflation of veterinary costs. While some policies may adjust premiums annually, others may stay at a fixed rate. It's important to review the terms of your policy to understand how prices may change at the time of renewal.