<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-PK9D66" height="0" width="0" style="display:none;visibility:hidden" title="gtm-frame"></iframe>Lifetime Cat Insurance UK | Agria Pet Insurance
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Lifetime cat insurance

Complete cover for peace of mind

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Telegraph Best Buy
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Complete cover for peace of mind

Up to £20,000 towards vet bills every year

Cover for common conditions, like diabetes

Free vet video calls, 24/7

Tabby cat sitting down outside - Agria Pet Insurance

Lifetime care for cats

Your cat is a free spirit – it’s part of what makes them such great pets. But it also means they get themselves into all sorts of scrapes.

From climbing trees to sleeping where they shouldn’t, cats are regular visitors to the vet. With our lifetime cover, you know that you can get your cat the treatment they need for every one of their nine lives.

Whether you have an indoor or outdoor cat – urban explorer or living room lounger – lifetime cover gives them the freedom to be themselves. 

Give your cat the very best care

Up to £20,000 towards vet bills every year

So your cat can get the care they need.

We pay 97% of claims, within 5 working days*

And we can pay your vet directly, so you can focus on your cat.

No increase in your premiums when you claim

So you don’t have to worry about the cost of insurance when you go to the vet.

Free vet video calls, 24/7

Which means help is always on hand if you’re worried.

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Crazy about cats? Get a 5% discount when you insure more than one pet with us.

* 97% of claims paid based on 2023 claims data from Agria Försäkring in the UK

What’s covered

  • Vet fees

    Up to £20,000 each year, renewed in full every year.

  • Travel and accomodation

    If your vet refers your cat to another vet for treatment, we’ll pay up to £300 for travel and accommodation expenses.

  • Free vet video calls, 24/7

    The Agria app gives you free 24/7 access to expert advice from a vet.

  • Behavioural treatment

    If your cat needs to see a certified behavioural specialist, and you’re referred by your vet, you’re covered up to £750.

  • Lost or stolen pets

    Up to £1,500 of help towards finding your cat, including advertising and offering a reward.

  • Pet 24 Reunite Service

    The fastest way to be reunited with your cat if it is lost or strays, free for the first 12 months with your new pet insurance.

  • Common conditions

    As long as there were no symptoms or signs before the start of the policy, your policy will cover a wide range of common conditions, including:

    • Dental illness and injury (excluding routine check-ups, elective treatments, crowns and root canal procedures).
    • Diabetes.
    • Hyperthyroidism.
Tabby cat on their owners lap - Agria Pet Insurance

Optional extras

Death or loss from theft or straying

We will refund your pet’s purchase price up to £2,500 if they are lost or stolen and not recovered within 45 days.

Boarding fees and holiday cancellation costs

Up to £2,000 towards holiday cancellation and boarding fees.

Breeding Risks Cover

Up to £2,500 towards death as a result of complications of pregnancy or giving birth and up to £1,000 towards fertility examinations and treatment.

Overseas travel cover

Including up to £2,000 quarantine kennel costs, £500 emergency expenses, and £250 towards replacing a pet passport.

What's not covered

  • Cover for pre-existing conditions that started before your policy

    But conditions that start during your policy are covered for as long as you have your policy. 

  • The cost of routine pet care, such as vaccinations and check-ups

    But, if you choose our most extensive cover, we’ll give you
a £25 voucher every year to help with the cost.

For further information please refer to the Policy Terms and Conditions booklet or if you are unsure whether your pet’s treatment will be covered please contact us.

Trusted by cat owners

That’s why 96% of our customers would recommend us and 90% renew every year.


Excellent knowledgeable quick service…

Excellent knowledgeable quick service thank you so much as a senior removed all my worries over my darling dog and cat. I am so grateful.

Margaret Myles

16 August


Peace of mind

Quick and efficient, I can now relax and not worry about huge vet bills, hopefully I'll not have to take my 2 cats to the vet that often.

Virginia Farrell

30 October


Great customer service

Great customer service. Clear advice and easy to set up our new kitten's insurance to connect with an existing one. Good choice of cover and simple claims system in place. Previous good experience meant we returned to Agria to insure our second cat.

Chris P

26 October

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Lifetime cat insurance explained

Insurance can be confusing, we want to help. Here are some explanations of important areas of insurance you need to know about.

Caring for your cat

Read expert advice on keeping your cat healthy and happy.

See all cat guides

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For UK customers:
Agria Pet Insurance Ltd is authorised and regulated by the Financial Conduct Authority, Financial Services Register Number 496160. Agria Pet Insurance Ltd is registered and incorporated in England and Wales with registered number 04258783. Registered office: First Floor, Blue Leanie, Walton Street, Aylesbury, Buckinghamshire, HP21 7QW. Agria insurance policies are underwritten by Agria Försäkring.

For Jersey customers:
Agria Pet Insurance Ltd is regulated by the Jersey Financial Services Commission (JFSC). Ref: 0001498. Registered office: As detailed above.

For Guernsey customers:
Clegg Gifford Channel Islands Limited is licensed by the Guernsey Financial Services Commission. Ref: 2722221. Registered office: Admiral House, Place Du Commerce, St Peter Port, Guernsey GY1 2AT.

© 2024 Agria Pet Insurance Ltd. All Rights Reserved.