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Lifetime Dog Insurance

First month free + a free hamper!

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Rated excellent (4.5 out of 5 stars). TrustPilot logo.
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Up to £20,000 towards vet bills every year

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Cover for common conditions, like diabetes

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Free vet video calls, 24/7

Your first month free + luxury dog hamper

Quote promo code GIFT10 when you protect your dog today.

Agria has been awarded 'the best pet insurance overall' from the Telegraph and is a Which? Best Buy for Dog Insurance for our Lifetime Premium insurance product.

Happy Border Collie - Agria Pet Insurance

The best care for your dog, for life

Owning a dog is full of fun and surprises, so our cover is designed to keep your dog happy and healthy.

From eating things that they shouldn’t to wandering off on an adventure, dogs don’t always do what’s best for them. That’s where you come in and where we support you.

Vet bills can quickly run into thousands of pounds, but with our lifetime cover, you know that you can get your dog the treatment they need.

Giving your dog the best care

Up to £20,000 towards vet bills every year

So your dog can get the care they need.

We pay 98% of claims*

And we can pay your vet directly, so you can focus on your dog.

No increase in your premiums when you claim

So you don’t have to worry about the cost of insurance when you go to the vet.

Free vet video calls, 24/7

Which means help is always on hand if you’re worried.

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Dotty about dogs? Get a 5% discount when you insure more than one pet with us.

*Based on all Agria Pet Insurance claims received between May 2023 and October 2023

What’s covered

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    Vet fees

    Up to £20,000 each year, renewed in full every year.

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    Third-party liability

    Up to £3 million, so you’re covered if your dog injures a third party or someone takes legal action against your dog.

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    Free vet video calls, 24/7

    The Agria app gives you free 24/7 access to expert advice from a vet.

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    Behavioural treatment

    If your dog needs to see a certified behavioural specialist for common problems like barking or separation anxiety and you’re referred by your vet.

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    Lost or stolen pets

    Up to £1,500 of help towards finding your dog, including advertising and offering a reward.

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    Pet 24 Reunite Service

    The fastest way to be reunited with your dog if it is lost or strays, free for the first 12 months with your new pet insurance.

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    Common conditions

    As long as there were no symptoms or signs before the start of the policy, your policy will cover a wide range of common conditions, including:

    • Dental illness and injury (excluding routine check-ups, elective treatments, crowns and root canal procedures).
    • Diabetes.
    • Skin conditions.
Black dog with their owner outside - Agria Pet Insurance

For a summary of what is covered, you can read the Insurance Product Information Document for the Agria Lifetime Premium £20,000 cover productAgria Lifetime Plus £12,500 cover product, Agria Lifetime £6,500 cover product and Agria Lifetime Lite £3,000 cover product.

Please also read our Important Updates document to view important policy changes.

Optional extras

Death or loss from theft or straying

We will refund your pet’s purchase price up to £2,500 if they are lost or stolen and not recovered within 45 days.

Boarding fees and holiday cancellation costs

Up to £2,000 towards holiday cancellation and boarding fees.

Breeding Risks Cover

Up to £2,500 towards death as a result of complications of pregnancy or giving birth and up to £1,000 towards fertility examinations and treatment.

Overseas travel cover

Including up to £2,000 quarantine kennel costs, £500 emergency expenses, and £250 towards replacing a pet passport.

What's not covered

  • Cover for pre-existing conditions that started before your policy

    Conditions that began or showed symptoms before your policy started are considered pre-existing. Conditions that arise after your policy exclusion period ends are covered as long as the policy remains active.

  • The cost of routine pet care, such as vaccinations and check-ups

    But, if you choose our most extensive cover, we’ll give you a £25 voucher every year to help with the cost.

For further information please refer to the Policy Terms and Conditions booklet or if you are unsure whether your pet’s treatment will be covered please contact us.

A Which? Best Buy for Dog Insurance 2024

Rated top-scoring insurance provider by dog owners

Rated top of the Pet Insurance table for our Lifetime Premium insurance product

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January 2024 Which? Best Buy Dog Insurance

Trusted by dog owners

That’s why 96% of our customers would recommend us and 90% renew every year.

Rated excellent (4.5 out of 5 stars). TrustPilot logo.
  • Rating: 5 stars out of 5
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    Verified

    Ease of use.

    Ease of use and no quibble claims process takes the stress out of claiming. It’s hard enough when you have a sick or injured pet ,the last thing you want is to have more stress with an insurance company. I claimed for my Dachshund when she became ill at a few months old and Agria made the process so easy and dealt directly with my vet.

    Hayley Taylor

    23 November

  • Rating: 5 stars out of 5
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    100% recommended for pocket bully's.

    100% recommended for pocket bully's. I luckily haven't had to make a claim yet but would highly recommend this insurance company. they give you a hamper after 90 days, and on top of that they're so reasonably priced in my experience, annoying pocket bullys are expensive and hard to get insured but these guys are so reasonable!!

    Franki Richardson

    25 November

  • Rating: 5 stars out of 5
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    Claim for Ear infection made simple…

    Initially mad a claim for an ear infection for our Visla this was a rare bacterial infection, initially rejected the claim as she has had a little bit of yeast in her ear from time to time. Our vet then wrote a letter to the team At Agria and under review they realised that there was no connection other than involving the ears. What was causing a lot of stress was resolved sensible and without further fuss.

    Stuart Moles

    26 November

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Agria lifetime dog insurance explained

Insurance can be confusing, we want to help. Here are some explanations of important areas of insurance you need to know about.

Caring for your dog

Read expert advice on keeping your dog healthy and happy.

See all dog guides


For UK customers:
Agria Pet Insurance Ltd is authorised and regulated by the Financial Conduct Authority, Financial Services Register Number 496160. Agria Pet Insurance Ltd is registered and incorporated in England and Wales with registered number 04258783. Registered office: First Floor, Blue Leanie, Walton Street, Aylesbury, Buckinghamshire, HP21 7QW. Agria insurance policies are underwritten by Agria Försäkring who is authorised and regulated by the Prudential Regulatory Authority and Financial Conduct Authority.


For Jersey customers:
Agria Pet Insurance Ltd is regulated by the Jersey Financial Services Commission (JFSC). Ref: 0001498. Registered office: As detailed above.


For Guernsey customers:
Clegg Gifford Channel Islands Limited is licensed by the Guernsey Financial Services Commission. Ref: 2722221. Registered office: Admiral House, Place Du Commerce, St Peter Port, Guernsey GY1 2AT.

© 2024 Agria Pet Insurance Ltd. All Rights Reserved.

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