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Cavalier King Charles Spaniel Insurance

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Cavalier King Charles Spaniel Insurance

Pet Insurance for your Cavalier King Charles Spaniel

The Cavalier King Charles Spaniel is famous for its gorgeous silky coat and big beautiful eyes. Not only are they extremely good looking, they’re great companions: they love all people, get on great with kids and are super adaptable.

Despite being small and considered a toy breed, the Cavalier King Charles Spaniel has a vibrant personality and will thoroughly enjoy playing. They get along well with children and can be great at adapting to owners who are either active or more sedentary.

As with all breeds, it’s worth considering a pet insurance policy for your Cavalier which is right for their needs. Here we’ll look into a few of the main issues that a policy should cover.

Dog insurance

Protect your Cavalier King Charles Spaniel with peace-of-mind dog insurance from Agria.

Up to £20,000 towards vet bills every year

So your dog can get the care they need.

We pay 98% of claims*

And we can pay your vet directly, so you can focus on your dog.

No increase in your premiums when you claim

So you don’t have to worry about the cost of insurance when you go to the vet.

Free vet video calls, 24/7

Which means help is always on hand if you’re worried.

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Dotty about dogs? Get a 5% discount when you insure more than one pet with us.

*Based on all Agria Pet Insurance claims received between May 2023 and October 2023

Common conditions that our Cavalier King Charles Spaniel customers claim for:

  • 1

    Hypersensitivity disorder (allergy)

  • 2

    Heart (cardiac) murmur

  • 3

    Mitral valve disorder

  • 4

    Canine Chiari-like malformation (CM)

  • 5

    Dental (tooth) tartar/calculus

Based on all Agria Pet Insurance policies on cover between May 2023 and October 2023 

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Common Health Problems for Cavalier King Charles Spaniels

There’s a good chance your Cavalier King Charles Spaniel will live a long and healthy life. Health issues are a part of every breed though, and here are some common ones for this breed. 

  • Mitral valve disease

    A common problem for Cavalier King Charles Spaniel is mitral valve disease, which is caused by damage to a heart valve. As a result of the valve damage, blood can be pushed back into another chamber instead of leaving the heart. It’s essential that you see a vet if you suspect this might be an issue, as it can lead to heart failure. 

  • Episodic falling

    The Cavalier King Charles Spaniel can suffer from episodic falling, which is a genetic neurological problem. The likely cause is stress or exercise, which can cause muscle stiffness in the thoracic and pelvic limbs. The disorder is frequently mistaken as epilepsy as it’s not very well studied. Getting the correct diagnosis from your vet is crucial, as treatments are available to help with this specific condition.

  • Brachycephalic obstructive airway syndrome (BOAS)

    This is a condition that affects brachycephalic (short-nosed) breeds, including Cavaliers and King Charles Spaniels. Due to having a short nose (classified as ‘flat faced’), respiratory issues are quite common. This can lead to breathing difficulty, snoring and excessive panting - especially if the dog is hot or stressed. This can be managed by keeping your dog’s weight down, avoiding heat and stress - but regular check-ups at the vet may be necessary.

Health Tips for your Cavalier King Charles Spaniel

Cavalier King Charles Spaniel exercise

A Cavalier King Charles Spaniel requires at least an hour of daily exercise, which can include walking or playing. It’s a great idea to keep your dog social from a young age. This helps them to remain happy and mix well with others. As they have a short nose, beware of breathing difficulties in warmer weather. You’ll easily detect when they become overheated as they begin to pant heavily through the mouth and nose. 

Cavalier King Charles Spaniel feeding

The diet for your Cavalier King Charles Spaniel should consist of natural foods to give them all the vital nutrients they need to maintain their good looks. Two meals is recommended so they have a well-balanced amount of energy throughout the day. Also, don’t forget to provide them with plenty of cool water when the weather is warm, as they’re at high risk of overheating. 

Cavalier King Charles Spaniel grooming and check-ups

Cavalier King Charles Spaniels have great-looking ears. But they need to be cleaned at least once a week to keep them free from infections. You’ll also have to frequently brush their teeth, as they’re prone to bad breath and gum disease. To help ensure the health of your Cavalier King Charles Spaniel, take them to the vet for de-fleaing and deworming.  

Cavalier King Charles Spaniels are beautiful, loveable dogs but not without health issues. We quite often see heart conditions, which once diagnosed will need to be treated for life. Only a lifetime insurance policy will help with the costs for as long as necessary.

Robin Hargreaves

Agria Vet Panel Lead, Veterinary Surgeon for 30 years and former British Veterinary Association President.

Robin Hargreaves, veterinarian - Agria Pet Insurance

Thinking of getting a Cavalier King Charles Spaniel?

To find out more, check out our Cavalier King Charles Spaniel owner’s guide.

Cavalier King Charles Spaniel owner's guide

Why more and more Cavalier King Charles Spaniel owners are insuring with Agria

With Agria, it's lifetime, every time

At Agria, we believe pet insurance should last your pet’s lifetime. We specialise in policies which provide lifelong vet’s fees cover for illnesses and injuries. This means that - as long as your policy is renewed each year - your maximum benefit will be refreshed, providing cover for ongoing conditions.

So, whatever happens throughout your Cavalier King Charles Spaniel’s life, we’ll always be there for you and your dog!

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Cavalier King Charles Spaniel insurance FAQs

More Cavalier King Charles Spaniel diseases and injuries

We examined Agria Sweden's damage statistics between 2016 and 2021 in order to find out more about common conditions for Cavalier King Charles Spaniels, and how they compare to other breeds.

Common reasons for vet visits for Cavalier King Charles Spaniels:

  • Stomach/intestine
  • Skin
  • Heart

"Veterinary visits related to the King Charles Spaniel's skin and heart are very common for the breed. Cardiac visits are also more than twice as common as for the comparison group, comprising all breeds," says Lotta Möller, veterinarian at Agria Djurförsäkring.

Common skin problems that affect Cavalier King Charles Spaniels are itching, pyoderma (an infection of the skin) and folliculitis (an infection in the hair follicle part of the skin).

When it comes to the heart, they suffer from conditions such as murmurs, and even heart failure - but also from valvular diseases.

Stomach and intestinal problems such as vomiting and diarrhoea are common in many breeds - and this is also the case for Cavaliers.

How do Cavalier King Charles Spaniels compare to other breeds?

Cavalier King Charles Spaniels visit the vet more often than the comparison group, comprising all breeds.

Cavaliers have more visits related to the heart, but they also have more visits than the comparison group due to diagnoses related to the eyes, anal area, and neurological diseases. These include infection/inflammation in the eyes, corneal ulcers, anal sac inflammations and epilepsy.

About Agria Breed Profiles

Agria Breed Profiles is based on data from Agria Djurförsäkring which reflects the health status of our Swedish dogs.

About Agria Breed Profiles

Agria Breed Profiles is based on data from Agria Djurförsäkring which reflects the health status of our Swedish dogs.

The primary goal regarding breed profiles is to provide a basis for Swedish breed clubs in their health work within their breeds.

The number of veterinary visits for each dog breed is compared with how common the diagnosis is for the control group, comprising all breeds. The basis is based on the dogs that visited the vet and used their pet insurance during the period 2016-2021.

Agria Breed Profiles 2016-2021

Find out more about insuring different dog breeds


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