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Cavalier King Charles Spaniel Insurance

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Cavalier King Charles Spaniel Insurance

Cavalier King Charles Spaniels Insurance

The Cavalier King Charles Spaniel is famous for its gorgeous silky coat and big beautiful eyes. Not only are they extremely good looking, they are great companions: loves all people, gets on great with kids and is super adaptable.

Despite being small and considered a toy breed, the Cavalier King Charles Spaniel has a vibrant personality and will thoroughly enjoy playing. They get along well with children and can be great at adapting to owners who are either active or lazy people.  

Interestingly, the Cavalier King Charles Spaniel and King Charles Spaniel were known as one breed until the early 20th century. The King Charles Spaniel was bred due to popular demand for a flatter face and smaller muzzle, which meant the older breed was separated from 1945 by the UK Kennel Club. The breed can attribute its good looks mainly to its long floppy ears and a silky, richly coloured coat, which can be one of four varieties. 

Two King Charles Spaniels on a doorstep - Agria Pet Insurance

Common conditions that our Cavalier King Charles Spaniels owners claim for:


Average claim payment

Heart (cardiac) murmur


Heart (cardiac) failure




Keratoconjunctivitis sicca (KCS, Dry Eye)


Hypersensitivity (allergic) skin disorder


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Common Health Problems for Cavalier King Charles Spaniels

There’s a good chance your Cavalier King Charles Spaniel will live a long and healthy life. Health issues are a part of every breed though, and here are some common ones for this breed. 

  • Mitral valve disease

    A common problem for Cavalier King Charles Spaniel is Mitral valve disease, which is caused by damage to a heart valve. As a result of the valve damage, blood can be pushed back into another chamber instead of leaving the heart. You must speak to your vet for advice as it can lead to heart failure.  

  • Episodic falling

    The Cavalier King Charles Spaniel can suffer from episodic falling as it is a genetic neurologic problem. The likely cause is stress or exercise, which can raise muscle stiffness in the thoracic and pelvic limbs. The disorder is frequently mistaken as epilepsy as it is not very well studied. Getting the correct diagnosis from your vet is crucial as treatments are available to help with this specific condition.  

Health Tips for your Cavalier King Charles Spaniel


A Cavalier King Charles Spaniel requires at least an hour of daily exercise which can include walking or playing. It’s a great idea to keep your dog social from a young age so they can remain happy and mix well with others. As they have a short nose, you must beware of breathing difficulties in warmer weather. You’ll easily detect when they become overheated as they begin to pant heavily through the mouth and nose. 


The diet for your Cavalier King Charles Spaniel should consist of natural foods to give them all the vital nutrients they need to maintain their good looks. Giving two meals is recommended so they have a well-balanced amount of energy throughout the day. Also, don’t forget to provide them with plenty of cool water when the weather is warm, as they are at high risk of overheating. 


Cavalier King Charles Spaniels have great-looking ears; however, they need to be cleaned at least once a week to keep them free from infections. You’ll also have to frequently brush their teeth as they are prone to bad breath and gum disease. To help ensure the health of your Cavalier King Charles Spaniel, it’s a good idea to make sure your vet checks them for de-fleeing and de-worming.  

Cavalier King Charles Spaniels are beautiful, loveable dogs but not without health issues. We quite often see heart conditions, which once diagnosed will need to be treated for life. Only a lifetime insurance policy will help with the costs for as long as necessary.

Robin Hargreaves

Agria Vet Panel Lead, Veterinary Surgeon for 30 years and former British Veterinary Association President.

Robin Hargreaves, veterinarian - Agria Pet Insurance

Why more and more Cavalier King Charles Spaniel owners are insuring with Agria

With Agria, it's lifetime, every time

At Agria, we believe pet insurance should last your pet’s lifetime. Our policies provide lifelong vet’s fees cover for illnesses and injuries. This means that, provided your policy is renewed each year, your maximum benefit will be refreshed, providing cover for ongoing conditions.

So, whatever happens throughout your border terrier's life, we’ll always be there for you and your dog!

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