Mixed breed dog insurance
Is a mixed breed the right dog breed for you?
Our guide to living with a Mixed Breed
Mixed breed dogs have unique looks, top personalities, and plenty of charm. From health and temperament to choosing the right companion for your lifestyle, this guide covers everything you need to know.
What is a mixed breed?
A mixed breed dog has parents of different breeds, resulting in a combination of traits from each lineage.
Unlike purebred dogs, which have a documented pedigree, mixed breeds have a more varied genetic background.
This diversity can lead to a wide range of appearances and temperaments.
Mixed Breed temperament
Varied personalities
Mixed breed dogs can have quite varied personalities, which is part of what makes them special!
Unique
Because they inherit traits from multiple breeds, their temperament can be a unique mix of energy levels, intelligence, sociability, and emotional needs.
Mixed
Some mixed breeds may be calm and cuddly, others might be more energetic and independent, it all depends on their genetic makeup and early experiences.
This unpredictability can be both exciting and challenging, especially for first-time dog owners. Early socialisation, consistent training, and lots of love go a long way in helping your mixed breed develop into a well-adjusted pet.
The difference between a mixed breed and crossbreed
A mixed breed dog has a lineage of multiple breeds and their exact ancestry is often unknown. In contrast, a crossbreed is the intentional offspring of two specific purebred parents, such as a Labradoodle (Labrador Retriever and Poodle). Some crossbreeds are referred to as ‘designer dogs’ and may have more predictable traits than mixed breeds.
The advantages of owning a mixed breed dog
Mixed breed dogs offer a unique blend of traits, often combining the best qualities of multiple breeds into one animal. Here’s a couple of benefits that you may get with a mixed breed:
- 1
Unique personalities
Each mixed breed dog has a distinct combination of traits, making them one-of-a-kind companions.
- 2
Potential health benefits
It’s often thought that mixed breeds have a lower risk of certain inherited diseases due to their genetic diversity, although it’s worth noting this isn’t scientifically proved so you shouldn’t take it as gospel.
- 3
Cost-effective
Adopting a mixed breed dog is often less expensive than purchasing a purebred from a breeder.
- 4
Availability
Mixed breed dogs are commonly found in shelters and rescue centres across the UK, making adoption an accessible option.
Disadvantages of owning a mixed breed dog
While mixed breeds have many benefits, they can come with unpredictability in traits, care needs, and long-term health risks. Here’s a few potential downsides to consider:
- 1
Unpredictable traits
It can be a challenge to predict the adult size, coat type, and temperament of a mixed breed puppy.
- 2
Training needs
Some mixed breeds may inherit behavioural traits that require dedicated training and socialisation.
- 3
Health uncertainties
While genetic diversity may be beneficial, mixed breeds can still inherit health issues from their parent breeds.
How to choose the right mixed breed dog
Finding the right mixed breed dog starts with understanding your needs and what kind of companion fits best into your life. Here are a few things to consider:
- Assess your lifestyle: Consider your activity level, living situation, and time commitment.
- Research potential breeds: Understand the traits of the breeds in your dog's mix to anticipate behaviour and care needs.
- Visit local shelters: Meet various dogs to find one that matches your personality and lifestyle.
- Consult professionals: Speak with vets or dog trainers for guidance on selecting a suitable companion.
We're a Which? Best Buy for Dog Insurance 2025
You can trust us with your Mixed Breed
Agria is a Which? Best Buy for our Lifetime, Lifetime Plus and Lifetime Premium dog insurance products. **
** Agria is a Which? Best Buy for our Lifetime, Lifetime Plus and Lifetime Premium dog insurance products*. Which? policy score ratings are based on an analysis of policy cover levels conducted in November 2024. Best Buy providers have a high policy score and a good track record for paying claims. Read the Which? article.
Mixed Breed health issues
Some research shows that mixed breed dogs might be less likely to develop certain inherited diseases because they have more diverse genetics. However, other studies point out that combining different breeds can also lead to new health problems.
While it’s difficult to definitively list which health problems a mixed breed dog may have, because they’re so diverse, here are some common health issues that all dogs can suffer from:
Dental disease
Regular dental care is essential to prevent gum disease and tooth loss.
Ear infections
This is especially prevalent in dogs that have floppy ears or those prone to allergies.
Obesity
While some breeds may be more prone to obesity than others, it’s essential for the health of all dogs to maintain a healthy weight through a good diet and sufficient exercise.
Arthritis
More prevalent in older dogs, which may develop joint issues requiring veterinary attention.
Skin allergies
Like humans, many dogs can suffer allergies. Monitor for itching, redness, or hair loss, which may indicate an issue.
For a comprehensive overview of common diseases and injuries in mixed breed dogs, see our guide.
Buying a mixed breed dog
When buying a mixed breed dog, it’s important to ensure you're getting a healthy, well-cared-for pet from a reputable source. Here are a few tips on what to do:
- 1
Request health records
Ask for veterinary records and vaccination history where possible.
- 2
Meet the dog
Spend time with the dog to assess you’re compatibility.
- 3
Avoid puppy farms
Ensure you’re not supporting unethical breeding practices.
- 4
Consider adoption
Many mixed breed dogs are available for adoption through reputable organisations.
Adopting a mixed breed dog
Adoption can be a really rewarding way to provide a home to a dog in need. See organisations such as the RSPCA (rspca.org.uk/findapet), and the Dogs Trust (dogstrust.org.uk/rehoming) to find out more about the adoption and rehoming process.
Overall, whether you're looking for a jogging partner, a loyal lapdog, or a fun-loving family companion, there’s likely a mixed breed dog with just the right temperament to match your lifestyle. Being open-minded and patient is key to finding the perfect match.
Mixed breed dog insurance with Agria
With Agria, it's lifetime, every time
At Agria, we believe pet insurance should last your pet’s lifetime. Our policies provide lifelong vet’s fees cover for illnesses and injuries. This means that, provided your policy is renewed each year, your maximum benefit will be refreshed, providing cover for ongoing conditions.
So, whatever happens throughout your Mixed Breed's life, we’ll always be there for you and your dog!
Up to £20,000 towards vet bills every year
So your dog can get the care they need.
We pay 98% of claims*
And we can pay your vet directly, so you can focus on your dog.
No increase in your premiums when you claim
So you don’t have to worry about the cost of insurance when you go to the vet.
Free vet video calls, 24/7
Which means help is always on hand if you’re worried.
Dotty about dogs? Get a 5% multi-pet discount when you insure more than one pet with us.
*Based on all Agria Pet Insurance claims received between November 2023 and May 2024.
Want to know about our insurance policies? From multi-pet coverage to pre-existing conditions, we have lifetime insurance options for cats, rabbits, horses, and dogs, including older dogs.
Mixed Breed FAQs
More dog breeds
Bichon Frise
Small, fluffy and cheerful, the Bichon is an affectionate companion to all.
Border Collie
You’ll need a lot of energy to match the intelligent, active Border Collie.
Border Terrier
Border Terriers love to explore, mix well with others, and they’re cheeky!
Cavalier King Charles Spaniel
The friendliest dog you'll ever meet, Cavs love humans almost as much as they love food.
Cavapoo
Sociable and charming, you’re sure to fall in love with a curly Cavapoo.
Chihuahua
The smallest of dog breeds, Chihuahuas are active, alert and cuddly!
Cockapoo
The curly Cockapoo is a fluffy pal that’s guaranteed to make you smile.
Cocker Spaniel
A bundle of joy, Cocker Spaniels are great companions for active families.
Dachshund
Small but mighty, Dachshunds are loyal, playful and frequently vocal.
French Bulldog
With a playful, cuddly disposition, the lovable Frenchie is ear to stay.
German Shepherd
Strong, courageous and smart, German Shepherds need lots of stimulation.
Golden Retriever
Golden Retrievers are eternal puppies – intelligent, kind and great with kids.
Goldendoodle
So much more than a designer dog, Goldendoodles have a lot of love to give.
Greyhound
The world’s fastest dog, a Greyhound is actually a lovable, laid-back layabout.
Hungarian Vizsla
An energetic hunting dog, the Vizsla’s a great companion for active families.
Jack Russell Terrier
Compact and athletic, the Jack Russell will bring a ton of fun to your home.
Labradoodle
Social and happy, a curly surprise, you’ll have oodles of love for a Labradoodle.
Labrador Retriever
Gentle, friendly and super-smart, the Lab is the UK’s most popular dog.
Lurcher
Gentle and affectionate, Lurchers love running, and also lounging about.
Maltipoo
Maltipoos are cheerful and charming, and they’re sure to win your heart.
Miniature Schnauzer
In spite of their quizzical look, Schnauzers are bold little characters.
Patterdale Terrier
Patterdales are brave and determined little dogs, and also loyal and loving.
Pomeranian
A tiny little ball of fluff, the Pomeranian is a charming little lovebug.
Poodle
Poodles are known for their elegance, but they’re also fun and super smart.
Rottweiler
Strong and confident, the Rottweiler is actually an affectionate, loving breed.
Shiba Inu
Shibas are a cat-like dog, in that they’re independent and quirky, but also loyal.
Shih Tzu
With their charming little faces, Shih Tzus are gentle and playful little beans.
Siberian Husky
A striking-looking dog, the Husky is actually clownishly playful and full of joy.
Springer Spaniel
Full of beans and master of cuddles, Springers are great pals to everybody.
Sprocker Spaniel
Sprockers are smart, mischievous and full of energy – great for active families.
Staffordshire Bull Terrier
Despite their tough exterior, Staffies are playful, loyal and full of energy.
Whippet
Sleek, swift and surprisingly snuggly, you’ll love a Whippet. Whippet = good.
Yorkshire Terrier
Yorkies are tiny, fluffy and full of energy. And their spirit is infectious!